Submitted on Mon, 2013-09-30
By Cecelia Jacobson

According to CNN, these are the most common Affordable Care Act enrollment scams to educate your community about.

affordable care act enrollment scams

Affordable Care Act enrollment begins today, and while to ACA should have a positive impact on your local health department, the general public needs to be made aware of fraud that is taking place. With all the uncertainty and misinformation floating around, the public is susceptible to a number of scammers. As the main tool for public education on the Affordable Care Act, make sure your local health department’s staff educates your constituents to beware of scammers trying to prey on them.

According to CNN, these are the most common Affordable Care Act enrollment scams to educate your community about.

ACA Scam #1 – Charging for Advice

What Happens: you’ll receive a call from somebody letting you know that they’ll help you avoid penalties by getting you enrolled in the ACA’s insurance exchanges.

Why it’s a Scam: official Affordable Care Act helpers that are trained and certified are not allowed to charge you for helping in guiding you to the correct insurance plan.

 

ACA Scam #2 – Medicare Cards

What Happens: you’ll receive a call from somebody official sounding letting you know that you’ll need a new Medicare card because of the ACA, or you’ll lose coverage. Often, they will ask for banking information and your social security number .

Why it’s a Scam: new Medicare cards are not a requirement of the Affordable Care Act.

 

ACA Scam #3 – Medical Discount Plans

What Happens: you’ll get a call from somebody offering a “medical discount plan” that meets the minimum coverage requirements, allowing you to avoid being penalized for not having insurance.

Why it’s a Scam: medical discount plans are not insurance, but are instead a discount program with certain doctors and pharmacies. Often, they’re just an excuse to get your personal information.

 

ACA Scam #4 – Government Imposters

What Happens: a “government official” gives you a call to go over your health insurance plan. Typically, they’ll ask you to verify personal information such as your social security number or even banking information.

Why it’s a Scam: no government members will be calling, emailing, or texting you about health insurance, and they definitely won’t be asking for your personal information.